TERMS AND CONDITIONS


THESE TERMS AND CONDITIONS CONTAIN LEGAL OBLIGATIONS. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE WEBSITE.

INTRODUCTION
These Terms and Conditions apply to the website. By using this website, or any of the products or services (collectively called the "Services") available on the website, you agree, without limitation or qualification, to be bound by these terms and conditions and such other additional or alternative terms, conditions, rules and policies which are displayed or to which you may be directed in connection with the website or service, or as may be modified by us from time to time in its sole discretion (collectively the "Terms and Conditions"). If you do not agree with these Terms and Conditions, you may not use this website or any of the Services on the website.

Please note that we reserve the website following the posting of any changes to these Terms and Conditions will mean you accept those changes.

PRIVACY
For information on how user information is collected, used and disclosed in connection with your use of the website and any of the Services, please consult our Privacy Policy.

RESTRICTIONS ON USE OF MATERIALS
All materials, information and content (collectively "Content") available on this website, including the manner in which such Content is presented, and the Services are: Copyright 2011, its affiliates and/or licensors. All rights reserved. Such Content is protected by Nigerian and worldwide copyright laws and treaty provisions. We grants you a limited non-exclusive, non-transferable license to use and display on your computer or other electronic access device, the Content and Services for your own personal and non-commercial use only, provided that you do not modify the Content and that you maintain all copyright and other proprietary notices. Except as provided herein, you agree not to reproduce, make derivative works of, retransmit, distribute, sell, publish, communicate, broadcast or otherwise make available any of the Content obtained through the website or any of the Services, including without limitation, by caching, framing or similar means, without the prior written consent of the respective copyright owners of such Content.

TRADEMARKS
All products, brand and company names and logos used or mentioned on the website or any of the Services may be the trademarks or registered trademarks of different owners. Any use of any trademarks appearing on the website or any of the Services without the express written consent of the owner of the trademark is strictly prohibited.

USERS CONDUCT
In consideration of the availability, and your use, of the website or any of the Services, you agree to comply with all applicable laws and these Terms and Conditions when using such the website or Service. You acknowledge that we may investigate any violations of law and may cooperate with law enforcement authorities in prosecuting users in this regard. Additionally, you agree not to: Post, transmit, link to, or otherwise distribute any materials, information or content constituting, advocating or encouraging conduct that would constitute a criminal offense or give rise to civil liability, or otherwise use the website or any of the Services in a manner which is contrary to law or would serve to restrict or inhibit any other user from using or enjoying the website, any of the Services, or the Internet; defame, abuse, stalk, harass, threaten or otherwise violate the legal rights of others, including without limitation, rights relating to privacy and publicity; post, transmit, link to, or otherwise distribute any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information; post, transmit, link to, or otherwise distribute any information, materials or content (including for greater certainty, software) which contains a virus, cancelbot, trojan horse, worm or other harmful or disruptive component.

FORUMS AND CONTENT SUBMISSIONS
By uploading materials to any chat board or forum available on this website (collectively "Forums") or otherwise submitting any materials to us through any other content generating or submitting Service on the website, you automatically grant (or warrant that the owner of such materials expressly grants) us a world-wide, perpetual, royalty-free, irrevocable and nonexclusive right and license to use, copy, adapt, transmit, communicate, publicly display and perform, distribute and create compilations and derivative works from such submitted materials, for the limited purposes of publishing and promoting such materials in connection with the Forum or other Service through which the materials were submitted or generated, and for all promotions thereof. Such license shall apply with respect to any form, media, or technology now known or later developed. In addition, you warrant that all "moral rights" in such materials have been waived.
When participating in a Forum, never assume that people are who they say they are, know what they say they know, or are affiliated with whom they say they are affiliated. We cannot be responsible for the content or accuracy of any information, and will not be responsible for any reliance or decisions made based on such information. When using a Forum, you may not post, transmit, link to, or otherwise distribute any information, materials or content that do not generally pertain to the designated topic or theme of the particular Forum. Please note that we reserve the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, or in violation of these Terms and Conditions.

DISCLAIMER
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) THIS WEBSITE AND ANY OF THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND THAT WE MAKES NO WARRANTIES, REPRESENTATIONS OR CONDITIONS (as used in this section "WARRANTIES") OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT AND THAT ANY SUCH WARRANTIES ARE HEREBY EXPRESSLY DISCLAIMED, AND (B) WE SPECIFICALLY MAKES NO WARRANTIES THAT THAT THIS WEBSITE OR ANY OF THE SERVICES, INCLUDING ANY CONTENT, INFORMATION, PRODUCTS OR SERVICES OBTAINED FROM OR THROUGH THE USE OF THE WEBSITE OR ANY OF THE SERVICES, WILL BE PROVIDED ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS OR THAT SUCH SERVICES OR THE RESULTS DERIVED THEREFROM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS. PROFESSIONAL INFORMATION DISCLAIMER
This website makes available certain information provided by third parties related to various fields (“the Information”), The Information is provided for educational and entertainment purposes only and should not be interpreted as a recommendation of any course of action. Use of this website does not replace consultations with experts with knowledge relating to the Information. In addition, while the Information is frequently updated, this information changes rapidly and therefore, some of the Information may be out of date. You agree that all risk associated with the use of, or reliance on, the Information rests with you. You further agree the company, including its suppliers, shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, the Information.

FINANCIAL INFORMATION DISCLAIMER
The Content (including any facts, views, opinions, recommendations, description of, or references to, products or securities) made available by us through the website or any of the Services is: (a) for information purposes only; (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation, or sponsorship of any entity or security; and (c) not necessarily reflective of the views or policy, including the publisher, contributors and staff of, and advertisers on, the website. You acknowledge and agree that any request for information by you is unsolicited and shall neither constitute nor be construed as investment advice. You should apply your own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. You bear responsibility for your own investment research and decisions. PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS STRONGLY RECOMMENDED THAT YOU SEEK OUTSIDE ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. WE DO NOT PROVIDE OR GUARANTEE ANY FINANCIAL, LEGAL, TAX, OR ACCOUNTING ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, SECURITY, OR INFORMATION SOURCE. You acknowledge that our company or its affiliates may invest or otherwise hold interests in entities which may be referenced in any of the Services or Content accessible through the website. The views and opinions expressed on this website are not intended to constitute a description of securities bought, sold, or held on behalf of the company nor an indication of any intention to buy, sell, or hold any security.

DISCLAIMER REGARDING SEARCH CONTENT
Any and all pictures, sounds, sound effects, sound recordings, musical works, performances, graphics, video, cinematic productions, audio-visual works and any other works (the "Multimedia Content") located through the website's search services are protected by copyright and/or other intellectual property laws. We does not have the right to authorize you to reproduce, distribute, publicly display, publicly perform, communicate or create derivative works from any files containing such Multimedia Content. Where search results link to sites outside the website, all of the Multimedia Content contained on such sites is owned and served by entities other than us. We provides you with the URL or address of the Multimedia Content; this information may be used to determine the server of the Multimedia Content. If you intend to make use of any Multimedia Content accessed through the website's search services for commercial or noncommercial purposes, we strongly suggest that you contact the server and/or owner of the Multimedia Content for permission to use such Multimedia Content.

MONITORING
You acknowledge that we have no obligation to monitor the website or any content accessible through the website or any of the Services. However, you agree that we have the right to monitor the website electronically from time to time and to disclose any information as necessary to satisfy any law, regulation or other governmental request, to operate the website or any of the Services properly, or to protect itself or its users in accordance with our Privacy Policy.

MODIFICATIONS
We reserves the right, in its sole discretion, to add to, remove, modify or otherwise change any part of these Terms and Conditions, in whole or in part, at any time. Please check these Terms and Conditions regularly for updates by checking the date of "Last Update" at the top of this document. If any change is not acceptable to you, you must discontinue your use of the website and any of the Services immediately. Your continued use of the website or any of the Services after any such changes are posted will constitute acceptance of those changes. Further, we reserves the right to change, modify, suspend or discontinue any aspect of the website, Services or Content from time to time without notice or liability and for any reason whatsoever.

CONTENT LINKED TO THE WEBSITE
Please exercise discretion while browsing the Internet. Please note that certain links on the website may take you to other websites. We provides these links only as a convenience and not as an endorsement. These linked sites are not necessarily under our control. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements. We is not responsible for the content of any such linked sites or any other web page which is not part of the website and under our control. Unless otherwise expressly provided, we make no representation or warranty regarding, and does not endorse, any linked site or the information, products or services appearing thereon. Accordingly, you agree that we will not be responsible or liable in any way for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any site linked from the website.

DEALINGS WITH THIRD PARTIES
You acknowledge and agree that your correspondence or business dealings with any third parties, including any merchants or advertisers, found on, or through, the website or any of the Services, including payment for and delivery of related goods and services, and all other terms, conditions, representations and warranties related to such dealings, are solely as between you and such third parties. We assumes no responsibility whatsoever for any charges you or any user of your account incurs when making purchases or other transactions in this manner. Further, the responsibility for ensuring compliance with all applicable laws in connection with any such transactions shall be yours alone. You agree that we shall not be responsible or liable in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such dealings or transactions.

LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT SHALL THE COMPANY, INCLUDING ITS AFFILIATES AND LICENSORS, BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE COMPANY HAD BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH: (A) THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES OF A WEBSITE, OR (B) ANY UNAUTHORIZED ACCESS TO OR MODIFICATION TO ANY OF YOUR CONTENT OR TRANSMISSIONS, OR (C) ANY OTHER MATTER RELATING TO A WEBSITE OR ANY OF THE SERVICES. You expressly acknowledge that we have entered into this agreement, and has and will make the website, Content and Services available to you in reliance upon the limitations and exclusions of liability and the disclaimers set forth herein, and that the same form an essential basis of the bargain between you and us. You expressly agree that the limitations and exclusions of liability and the disclaimers set forth herein will survive, and continue to apply in the case of, a fundamental breach or breaches, the failure of essential purpose of contract, the failure of any exclusive remedy or termination of this agreement.

GENERAL PROVISIONS
This agreement is personal to you, and you may not assign your rights or obligations to anyone. These Terms and Conditions constitute the entire agreement between our company and you pertaining to your use of the website, Services and Content and supercede any prior agreements between you and us with respect to the subject matter hereof. Our failure to insist upon or enforce strict performance of any right or provision of these Terms and Conditions shall not constitute or be construed as a waiver of any right or provision. If any of the provisions (or parts thereof) contained in these Terms and Conditions are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions (or parts thereof) contained herein. No changes to these Terms and Conditions shall be made except by a revised posting on this page or except as otherwise expressly contemplated herein. The parties have required that these Terms and Conditions and all documents relating thereto be drawn up in English.